Understand your estimated loan amount, EMI, repayment capacity and credit-profile risk factors before approaching a lender.
Email OTP verifiedIndicative — lender decidesYour data used only for your request
Choose your loan
Start with the loan you are planning — the analysis adapts its rules to it.
What the report covers
All figures are indicative and labelled with the assumptions used.
Indicative eligible loan amount
Estimated EMI and total interest
CIBIL score and DPD screening
FOIR and existing EMI analysis
Co-applicant income assessment
Property value and LTV for Home Loan / LAP
Risk flags and recommendations
Downloadable branded PDF report
Simple, upfront pricing
Prices shown before payment. GST as applicable.
Basic Eligibility Check
FREE
Preliminary eligibility estimate
Indicative EMI
Basic FOIR calculation
Initial screening
KG Finvest professional service fee — separate from report charges
1% of the actual sanctioned/disbursed loan amount, subject to the agreed engagement terms.
Example: on a sanctioned/disbursed amount of ₹30,00,000, the professional fee at 1% is ₹30,000 before applicable taxes (GST @ 18% = ₹5,400).
Frequently asked questions
Check your eligibility
Takes about 5 minutes. Keep your salary slip / ITR and loan EMI details handy.
1. Loan & email
2. Your details
3. Loan
4. Credit & EMIs
5. Review
Result
Select loan type & verify your email
We'll send a one-time password to confirm it's you. Your report will be linked to this email.
Enter the 6-digit code sent to
Your previous analyses
Continue uploading documents or download a report — or fill a new analysis below.
Your details
All fields are required. Enter figures exactly as they appear in your salary slip / ITR — we don't estimate anything on your behalf.
Salaried: in-hand salary after deductions. Self-employed: average monthly net profit as per latest ITR.
Lenders serve limited distances from their branch.
Additional income (if any)
Rental, incentives, pension etc. Lenders count only part of some incomes — we apply the same.
Co-applicant income (if any)
Adding an earning co-applicant (spouse, parent etc.) increases eligibility. Co-applicants become co-borrowers and their CIBIL and EMIs are also checked. Not counted for Personal Loan.
Which loan are you looking for?
Choose a loan type. Optional fields help us give a closer estimate.
Credit score, existing loans & repayment history
Please declare all running loans and any delayed payments (DPD). Lenders verify this against your credit bureau report.
Existing loans & EMIs
Add every running loan — yours and your co-applicants'. Tick "will close" for loans you'll foreclose or transfer (BT) into the new loan.
FOIR check (live)
Considered income—
EMIs counted—
Current FOIR—
Room for new EMI—
Have you ever delayed an EMI or card payment (DPD)?
Add each instance (or the worst instance per account). "Days past due" = how late the payment was.
Review & submit
Please check your details. You can go back to edit.
Professional fee
Proceed with KG Finvest
Our loan advisors will compare suitable lenders for your profile, help with the application, and coordinate until disbursal.
Disclaimer: Results are indicative and based solely on information you provide. They are not a loan offer or sanction and do not guarantee approval. Final eligibility, amount, interest rate, tenure and charges are decided by the lender after credit appraisal, bureau check, document verification and (for secured loans) property valuation. KG Finvest is a financial services intermediary, not a lender. Interest rates, FOIR and tenure used are configurable assumptions and may differ from a lender's current rate card.