Disclaimer
Last Updated: 21 July 2026
This Disclaimer applies to the website https://kgfinvest.com and all services, tools, calculators, and content provided by KG Finvest ("KG Finvest", "we", "us", "our"). By accessing this website or using our services, you acknowledge that you have read, understood, and agree to this Disclaimer.
1. Role of KG Finvest
KG Finvest acts only as a distributor, facilitator, and advisor for mutual funds, home loans, loan against property, business loans, insurance, financial planning, and related services. KG Finvest is not a bank, non-banking financial company (NBFC), insurance company, stock broker, portfolio manager, or SEBI Registered Investment Adviser, unless specifically and separately stated in writing for a particular service.
2. Mutual Fund Distribution Disclaimer
- KG Finvest is registered with AMFI as a Mutual Fund Distributor (ARN-301473) and earns distribution commission from Asset Management Companies (AMCs) as permitted under applicable regulations.
- Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
- Past performance of any mutual fund scheme is not indicative of future returns. KG Finvest does not guarantee any specific returns, capital protection, or investment outcomes.
- All investment decisions are made solely at the discretion and risk of the investor.
3. Loan Facilitation Disclaimer
- KG Finvest facilitates home loans, loans against property, and business loans by connecting applicants with partner banks and NBFCs.
- Loan approval, sanction amount, rate of interest, tenure, and disbursement are entirely at the discretion of the respective bank or NBFC, based on their own credit policies, underwriting norms, and applicable RBI regulations.
- KG Finvest does not guarantee approval or sanction of any loan application and is not responsible for the lending institution's decision, delay, or rejection.
4. Insurance Advisory Disclaimer
- KG Finvest is licensed by IRDAI as an Insurance Advisor and assists users in understanding and selecting suitable insurance products.
- Insurance is the subject matter of solicitation. Policy issuance, premium, terms, conditions, exclusions, and claim settlement are governed solely by the respective insurance company and applicable IRDAI regulations.
- Please read the policy wording, brochure, and terms and conditions carefully before concluding a sale.
5. Financial Planning and Advisory Support
Financial planning, SIP/SWP guidance, and investment advisory support provided by KG Finvest are general in nature, intended to assist your understanding, and are based on the information you provide. They do not constitute personalised, regulated investment advice under SEBI (Investment Advisers) Regulations, 2013, unless explicitly agreed under a separate, distinct advisory arrangement.
6. ITR Filing Assistance Disclaimer
ITR filing assistance is provided based on the documents and information furnished by you. KG Finvest does not verify the accuracy of third-party documents or income declarations beyond what is reasonably possible, and the responsibility for accuracy and completeness of tax filings rests with the taxpayer/user.
7. Financial Calculators and AI-Powered Tools
- Our website offers financial calculators, illustrative projections, and AI-generated reports for general informational and educational purposes only.
- These tools use assumptions, formulas, and automated processes and are indicative only. Actual outcomes, returns, eligibility, or tax liability may vary significantly.
- AI-generated reports and calculator outputs should not be treated as professional, legal, tax, or investment advice, and must not be solely relied upon for financial decision-making.
- Users are responsible for independently verifying all information and, where appropriate, consulting a qualified professional (such as a SEBI Registered Investment Adviser, Chartered Accountant, or licensed insurance advisor) before making financial decisions.
8. General Information Disclaimer
All information provided on this website — including articles, blogs, FAQs, and general content — is for general informational purposes only. It should not be considered legal, tax, or investment advice and should not be relied upon as a substitute for professional consultation. Laws, regulations, interest rates, and financial products are subject to change, and we do not guarantee that all information on this website is current or error-free.
9. Third-Party Links and Services
This website may contain links to third-party websites, platforms, or services (including AMC websites, BSE StAR MF, insurer portals, and payment gateways). These third-party links and services are governed by their own respective privacy policies and terms and conditions. KG Finvest does not endorse and is not responsible for the accuracy, content, or practices of any linked third-party website or service.
10. No Guarantee of Results
KG Finvest does not guarantee any specific financial outcome, including but not limited to investment returns, loan approval, insurance claim settlement, or tax refund amounts. All outcomes depend on the policies, discretion, and regulatory framework of the respective financial institution and applicable law.
11. Limitation of Liability
To the maximum extent permitted by law, KG Finvest shall not be liable for any loss, damage, or claim arising from reliance on information, tools, or content provided on this website, or from decisions made by third-party financial institutions in connection with any application facilitated by KG Finvest.
12. Governing Law
This Disclaimer is governed by the laws of India, and any disputes arising in connection with it shall be subject to the exclusive jurisdiction of the courts at Hyderabad, Telangana.
13. Contact Us