Privacy Policy

Last Updated: 21 July 2026

KG Finvest ("KG Finvest", "we", "us", or "our") operates the website https://kgfinvest.com and provides mutual fund distribution, loan facilitation, insurance advisory, financial planning, ITR filing assistance, and related financial services in India. This Privacy Policy explains how we collect, use, store, share, and protect your personal information when you visit our website, use our tools and calculators, or engage our services.

This Policy is issued in accordance with the Information Technology Act, 2000, the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and the Digital Personal Data Protection Act, 2023 ("DPDP Act"), along with applicable rules and guidelines issued by AMFI, IRDAI, and other financial regulators.

By using our website or services, you agree to the collection and use of information in accordance with this Policy. If you do not agree, please do not use our website or services.

1. Information We Collect

1.1 Information You Provide to Us

• Name, date of birth, gender, and contact details (email address, phone number, address)
• Identity and financial documents such as PAN, Aadhaar (as permitted by law), bank statements, income proof, salary slips, and KYC documents
• Financial information such as income details, investment goals, existing loans, credit history, and insurance requirements
• Information submitted through contact forms, calculators, chatbots, AI tools, or during onboarding for mutual funds, loans, insurance, or ITR filing
• Payment details when you make payments to us (processed through third-party payment gateways; we do not store full card details)

1.2 Information Collected Automatically

• IP address, browser type, device information, and operating system
• Pages visited, time spent, referring website, and click behaviour on our website
• Cookies and similar tracking technologies (see Section 3)

1.3 Information from Third Parties

We may receive information about you from banks, NBFCs, insurance companies, asset management companies (AMCs), credit bureaus, or other partners with whom we work to facilitate your financial transactions, subject to your consent where required.

2. How We Use Your Information

• To provide, process, and facilitate mutual fund investments, loans, insurance policies, ITR filing, and financial planning services
• To verify your identity and complete KYC as required under applicable regulations
• To assess loan or insurance eligibility and share necessary information with relevant banks, NBFCs, or insurers on your behalf
• To respond to your queries, provide customer support, and send service-related communications
• To send updates, offers, and financial awareness content (only where you have not opted out)
• To generate outputs from our financial calculators and AI-powered tools
• To comply with legal, regulatory, and reporting obligations under AMFI, IRDAI, RBI, SEBI, or other applicable bodies
• To improve our website, services, and user experience
• To detect, prevent, and address fraud, security issues, or technical problems

3. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to improve functionality and user experience. Cookies are small text files stored on your device.

You can control or disable cookies through your browser settings. Disabling certain cookies may affect the functionality of our website and tools.

4. Sharing of Information

We do not sell your personal information. We may share your information with:

• Financial institutions and partners — banks, NBFCs, AMCs, insurance companies, and BSE StAR MF platform, solely to process and facilitate the specific service you have requested
• Service providers — payment gateways, hosting providers, communication tools, and IT service providers who assist us in operating our website and services, under confidentiality obligations
• Regulatory and government authorities — where required by law, court order, or regulatory direction
• Professional advisors — auditors, legal advisors, or consultants, where necessary

All third-party service providers and financial institutions are governed by their own privacy policies and terms, and KG Finvest is not responsible for their independent data practices once information is lawfully shared as part of facilitating your transaction.

5. Data Storage and Security

• We implement reasonable technical and organisational security measures, including encryption, access controls, and secure servers, to protect your personal information from unauthorised access, alteration, disclosure, or destruction.
• Data collected through our website and tools is stored on secure servers and, where applicable, secure cloud-based systems.
• While we take reasonable steps to protect your data, no method of transmission or storage over the internet is 100% secure, and we cannot guarantee absolute security.
• We retain personal information only for as long as necessary to fulfil the purposes described in this Policy, or as required under applicable law (including AMFI, IRDAI, and tax record-keeping requirements).

6. Your Rights

Under the Digital Personal Data Protection Act, 2023, and applicable law, you have the right to:

• Access the personal information we hold about you
• Request correction or updating of inaccurate or incomplete information
• Withdraw consent for processing of your personal data at any time (this may affect our ability to provide certain services)
• Request erasure of your personal data, subject to our legal and regulatory retention obligations
• Nominate another individual to exercise your rights in the event of death or incapacity
• Lodge a grievance with us, and where applicable, with the Data Protection Board of India

To exercise any of these rights, please contact us using the details in Section 10.

7. Marketing Communications

We may send you promotional messages, newsletters, or product updates via email, SMS, or WhatsApp. You may opt out at any time by using the unsubscribe link in our communications or by contacting us directly. Please note that you cannot opt out of essential service-related communications relating to transactions you have initiated.

8. Children's Privacy

Our website and services are intended for individuals who are 18 years of age or older and legally competent to enter into financial contracts. We do not knowingly collect personal information from minors.

9. Third-Party Links

Our website may contain links to third-party websites, tools, or services (including AMC websites, insurer portals, or payment gateways). We are not responsible for the privacy practices or content of such third-party websites. We encourage you to review their respective privacy policies before sharing any personal information.

10. Grievance Officer / Contact Us

11. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or regulatory guidelines. The updated version will be posted on this page with a revised "Last Updated" date. We encourage you to review this Policy periodically.