Frequently Asked Questions

KG Finvest helps with Home Loans, Personal Loans, Business Loans, Mortgage Loans, Balance Transfer Loans, and Top-up Loans. We work with leading Banks and NBFCs to get you the best rates.

Generally, a minimum monthly salary of Rs.20,000 is required for a Home Loan. However, eligibility depends on your FOIR (Fixed Obligations to Income Ratio), CIBIL score, and the lender's policy.

Home Loan interest rates start from 8.5% p.a. The actual rate depends on your CIBIL score, income, loan amount, and the lender. KG Finvest compares rates across multiple banks to get you the lowest rate.

You can use our free AI Loan Eligibility Calculator at kgfinvest.com/CRM/ALL-Loans.html or call us at +91 85559 25281. We calculate based on your salary, existing EMIs, and CIBIL score.

Personal Loans are approved within 24-48 hours. Home Loans take 7-15 working days depending on document verification and property evaluation. Business Loans take 3-7 working days.

Loan Restructuring helps reduce your current EMI burden by doing a balance transfer to a lower-interest lender, extending tenure, or consolidating multiple loans. KG Finvest offers advisory starting at Rs.999.

A CIBIL score above 700 is ideal. Scores between 650-700 may qualify with select NBFCs at slightly higher rates. We also guide you on improving your CIBIL score before applying.

Visit kgfinvest.themfbox.com or click "Free Mutual Fund Account" on our website. Account opening is completely free. You need PAN card, Aadhaar, and bank account details.

You can start a SIP (Systematic Investment Plan) with as little as Rs.500 per month. KG Finvest helps you choose the right funds based on your financial goals and risk appetite.

Yes. KG Finvest is an AMFI-Registered Mutual Fund Distributor with ARN-301473. We are authorised to distribute Mutual Fund products across all major AMCs in India.

Our AI Portfolio Review analyses your existing Mutual Fund holdings for fund overlap, risk exposure, diversification, and returns. It gives you actionable recommendations to optimise your portfolio for better returns.

NPS (National Pension System) is a government-backed retirement savings scheme with tax benefits under Section 80C and 80CCD. KG Finvest guides you in opening and managing your NPS account.

KG Finvest offers Life Insurance, Health Insurance (individual and family floater), Motor Insurance, and Term Insurance advisory. We compare plans across insurers to get you the best coverage at lowest premium.

Term Insurance provides high coverage at very low premium. A 30-year-old can get Rs.1 Crore coverage for as low as Rs.700/month. It protects your family's financial future in case of your untimely death.

Our AI Review analyses your existing health insurance policy for coverage gaps, waiting period issues, sub-limits, and room rent restrictions. We help you upgrade or switch to a better plan if needed.

Yes! KG Finvest offers a completely free Health Insurance review. We analyse your policy and suggest improvements at no charge. Visit kgfinvest.com/health-insurance-review-free/ to get started.

Yes! KG Finvest offers AI-powered ITR filing for salaried employees, business owners, and professionals. Visit kgfinvest.com/CRM/ITR/ to file your ITR quickly and accurately.

The last date to file ITR for FY 2024-25 (AY 2025-26) is 31st July 2025 for individuals without audit. Late filing attracts a penalty of Rs.5,000 under Section 234F.

You need: Form 16 (from employer), bank statements, investment proofs (80C, 80D), PAN card, Aadhaar, and details of any other income (rent, capital gains, freelance, etc.).

Yes. If excess TDS has been deducted from your salary or bank interest, filing ITR correctly will generate a refund directly to your bank account. Our team ensures maximum legitimate refund.

It is an AI-powered service that verifies your property documents before you buy. It checks Title Deed, Encumbrance Certificate, RERA registration, Sale Deed validity, and legal clearances to protect you from fraud.

Yes, the initial AI-powered property document review is free. Visit kgfinvest.com/CRM/property-review/ to upload your documents and get a review report.

We check: Title Deed / Sale Deed, Encumbrance Certificate (EC), RERA registration, Patta / Khata, building plan approval, and NOC from relevant authorities.

KG Finvest is located at 1st Floor, GS Nilayam, Alwal, Hyderabad - 500010. We serve clients across Hyderabad and all major cities in India online.

We are available Monday to Saturday, 9 AM to 7 PM. You can also reach us anytime via WhatsApp or email at cc@kgfinvest.com.

Yes. KG Finvest uses bank-grade security for all data. Your personal and financial information is never shared with third parties without your consent. We are a SEBI and AMFI compliant organisation.

📞 Phone: +91 85559 25281 | 📧 Email: cc@kgfinvest.com | 📍 Address: 1st Floor, GS Nilayam, Alwal, Hyderabad-500010 | WhatsApp button available on our website.

Yes! Initial consultation is completely free. Book a free consultation at kgfinvest.com/book-consultation/ and our expert advisor will call you back within 24 hours.