Step 1 of 7 — Registration14%
🤖
KG Finvest AI Assistant
Welcome! I'm your AI Tax Filing Copilot powered by Claude. I'll guide you through every step — P&L generation, tax computation, AIS vs 26AS verification, regime comparison, and a full PDF report. Let's start with your details. 😊
👤
Step 1 — Personal Registration
All fields required. Data encrypted end-to-end.
Step 2 of 7 — Document Upload28%
🤖
KG Finvest AI Assistant
Great, friend! Upload your tax documents. Claude AI will extract real income, TDS, and deduction data from your actual files. AIS & 26AS PDFs are password protected — password is PAN (lowercase) + Date of Birth (DDMMYYYY). 📄
📂
Step 2 — Document Upload & AI OCR
PDF/JPG/PNG · Max 10MB · Real data extracted by Claude AI
🔐
AIS & 26AS PDF Password
AIS and Form 26AS downloaded from incometax.gov.in are password protected.
Password = PAN (lowercase) + Date of Birth (DDMMYYYY)
Example: PAN altpr9831l + DOB 15/08/1985 → password is altpr9831l15081985
Password = PAN (lowercase) + Date of Birth (DDMMYYYY)
Example: PAN altpr9831l + DOB 15/08/1985 → password is altpr9831l15081985
DATE OF BIRTH (DDMMYYYY)
PDF PASSWORD (pan lowercase + DDMMYYYY) — or type manually
💡 Can't remember password? Try:
pan (lowercase) + DDMMYYYY · If wrong, open the PDF manually, enter password, then File → Print → Save as unlocked PDF and upload that instead.
📋 How to unlock your AIS / 26AS PDF before uploading:
Password format: PAN in lowercase + Date of Birth as DDMMYYYY (no spaces/symbols)
Example: altpr9831l + 15 Aug 1985 →
Option A — Auto-fill (Recommended): Enter DOB above → click 🔄 Auto-fill Password → password is generated automatically
Option B — Manual entry: Type your password directly in the PDF Password box above (overrides auto-fill)
Option C — Unlock on your computer first: Open PDF → Enter password → File → Print → Save as PDF (unlocked) → Upload here
Option D — Screenshot method: Open PDF → Take screenshot of each page → Upload as JPG/PNG → AI reads perfectly
Example: altpr9831l + 15 Aug 1985 →
altpr9831l15081985Option A — Auto-fill (Recommended): Enter DOB above → click 🔄 Auto-fill Password → password is generated automatically
Option B — Manual entry: Type your password directly in the PDF Password box above (overrides auto-fill)
Option C — Unlock on your computer first: Open PDF → Enter password → File → Print → Save as PDF (unlocked) → Upload here
Option D — Screenshot method: Open PDF → Take screenshot of each page → Upload as JPG/PNG → AI reads perfectly
☁️
Drag & Drop or Click to Upload
AIS · 26AS · Form 16 · Bank Statements · Capital Gains · MF Statements
TICK DOCUMENTS YOU ARE PROVIDING
📋 Form 16
📄 AIS
📑 Form 26AS
🏦 Bank Stmt
📈 Capital Gains
🏛 MF Statement
🏠 Home Loan Cert
🛡 Insurance
💝 Donation 80G
🏘 Rent Receipt
💼 Business P&L
📊 GST Returns
⚠
Tip: Unlock your AIS & 26AS PDF using password PAN (lowercase) + DOB (DDMMYYYY) (e.g.
altpr9831l15081985), then print/save as unlocked PDF and upload. Alternatively, type your password directly in the PDF Password box — or use screenshots if the PDF won't open.ℹ
Claude AI reads your real documents — it never uses dummy data. Upload at least 26AS + AIS for accurate tax computation.
Step 3 of 7 — Payment42%
🤖
KG Finvest AI Assistant
Documents received! 🎉 After payment, Claude AI generates: P&L Statement · Balance Sheet · Tax Computation · GST Summary · AIS vs 26AS mismatch report · Old vs New regime comparison · Compliance risk score · PDF Summary Report. Choose your payment method.
💳
Step 3 — Secure Payment
100% secure · GSTIN: 36AEIPR0022H1ZR
BusinessKG Finvest · GSTIN: 36AEIPR0022H1ZR
ITR Filing Service
₹1,499
₹1,349
10% OFF
GST @ 18%₹243
Convenience Fee₹0
Total Payable₹1,592
🎁 KG Finvest Client Exclusive — 10% Discount Applied
Clients using KG Finvest (www.KGFinvest.com) investment and advisory services may receive discounted pricing on selected tax filing and financial planning services. Terms & Conditions apply. Mutual fund investments are subject to market risks. Discounts apply only to KG Finvest service fees and are not linked to investment performance or guaranteed returns.
CHOOSE PAYMENT METHOD
After Payment — AI Auto-Actions
✅ Payment verified & linked to your case
✅ GST Invoice auto-generated & emailed
✅ WhatsApp confirmation sent instantly
✅ Claude AI begins OCR & income extraction
✅ Auto P&L & Balance Sheet generated
✅ AIS vs 26AS mismatch check runs
✅ Old vs New regime comparison computed
✅ Compliance risk score calculated
✅ PDF Summary Report generated
✅ ITR recommendation finalized
Step 4 of 7 — AI Analysis56%
🤖
KG Finvest AI — Tax Analysis Engine
Analyzing your tax documents… Cross-verifying AIS, 26AS, Form 16. Classifying income, categorizing deductions, running compliance checks. 🔍
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Step 4 — Full AI Tax Analysis
P&L · Balance Sheet · Tax Computation · GST Summary · Compliance Alerts · Regime Comparison · PDF Report
0
READINESS
Filing Readiness: Good ✓
Primary documents verified. AI analysis complete.
Completed ·
Gross Salary
—
Analyzing...
Interest Income
—
Analyzing...
Commission Income
—
194D + 194H
Capital Gains (STCG)
—
Analyzing...
Tax Liability (New)
—
After TDS
Estimated Refund
—
TDS excess
INCOME
| Income Head | Source | Amount (₹) | Status |
|---|---|---|---|
| Gross Salary | Form 16 / Employer | — | Pending |
| Interest Income (FD/SB) | AIS / 26AS | — | Pending |
| Commission Income (194D/194H) | 26AS Deductor | — | Pending |
| Short-term Capital Gains | Broker Statement | — | Pending |
| Dividend Income | AIS | — | Pending |
| GROSS TOTAL INCOME | — | ||
DEDUCTIONS
| Section | Description | Amount (₹) | Status |
|---|---|---|---|
| Section 80C | PF + ELSS + LIC Premium | — | Pending |
| Section 80D | Health Insurance Premium | — | Pending |
| Standard Deduction | Salaried (New Regime: ₹75,000 / Old: ₹50,000) | — | Pending |
| TOTAL DEDUCTIONS | — | ||
NET TAXABLE INCOME
| Net Taxable Income (Old Regime) | — |
| Net Taxable Income (New Regime) | — |
ℹ
P&L generated from AI extraction of Form 16, AIS, and uploaded documents. AI estimates marked — verify against actual documents before filing. Never fabricated values.
ASSETS (AI Estimated)
| Asset | Value (₹) |
|---|---|
| Bank Balance (SB + FD) | 3,45,000 |
| Equity Mutual Funds | 2,18,500 |
| EPF Balance | 4,62,000 |
| PPF / ELSS / LIC | — |
| Insurance Surrender Value | 75,000 |
| TDS Refund Receivable | 17,091 |
| TOTAL ASSETS | ₹12,67,591 |
LIABILITIES
| Liability | Value (₹) |
|---|---|
| Advance Tax Payable | 0 |
| Self-Assessment Tax | 0 |
| Interest Payable (234A/B/C) | 0 |
| Home Loan Outstanding | — (Not uploaded) |
| TOTAL LIABILITIES | ₹0 |
ESTIMATED NET WORTH
₹12,67,591
AI estimated · Disclosed assets only
⚠
Balance Sheet is AI-estimated from available documents. Physical assets, undisclosed liabilities, and non-financial assets are not included. Marked as AI Estimate — consult a CA for a comprehensive balance sheet.
OLD REGIME COMPUTATION
| Gross Total Income | — |
| Less: 80C + 80D + Standard | — |
| Net Taxable Income | — |
| Up to ₹2,50,000 @ 0% | ₹0 |
| ₹2,50,001–₹5,00,000 @ 5% | — |
| ₹5,00,001 and above @ 20%/30% | — |
| Cess @ 4% | — |
| STCG Tax @ 20% | — |
| Total Tax (Old Regime) | — |
| Less: TDS Deducted | — |
| Refund (Old) | — |
NEW REGIME — RECOMMENDED ✓ Budget 2025
| Gross Total Income | — |
| Less: Standard Deduction | −₹75,000 |
| Net Taxable Income | — |
| Up to ₹4,00,000 @ 0% | ₹0 |
| ₹4,00,001–₹8,00,000 @ 5% | — |
| ₹8,00,001–₹12,00,000 @ 10% | — |
| ₹12,00,001–₹16,00,000 @ 15% | — |
| ₹16,00,001–₹20,00,000 @ 20% | — |
| ₹20,00,001–₹24,00,000 @ 25% | — |
| Above ₹24,00,000 @ 30% | — |
| Cess @ 4% | — |
| STCG Tax @ 20% | — |
| Total Tax (New Regime) | — |
| Less: TDS Deducted | — |
| Refund (New) ✓ Recommended | — |
FY 2025-26 New Regime Slabs (Budget 2025)
₹0–4L → 0%
₹4–8L → 5%
₹8–12L → 10%
₹12–16L → 15%
₹16–20L → 20%
₹20–24L → 25%
>₹24L → 30%
87A Rebate: Nil tax ≤ ₹12L
STCG @ 20% · LTCG @ 12.5%
💡
Awaiting AI analysis — upload your 26AS / AIS / Form 16 documents to compute regime comparison.
ℹ
GST Summary is primarily for business/professional taxpayers. For salaried individuals, this shows KG Finvest service GST details and GST compliance status.
GST ANALYSIS
| Component | GSTIN | Amount (₹) | Status |
|---|---|---|---|
| KG Finvest Filing Fee | 36AEIPR0022H1ZR | ✓ 10% Client Discount | |
| GST @ 18% on Filing Fee | 36AEIPR0022H1ZR | 243 | ✓ Invoiced |
| Input Tax Credit (if GST-reg.) | — | N/A | Salaried |
| TOTAL GST PAID | ₹243 |
GST FILING STATUS
| Return Type | Period | Due Date | Status |
|---|---|---|---|
| GSTR-1 (Outward Supplies) | FY 2024-25 | 11th of next month | Not Applicable |
| GSTR-3B (Monthly Summary) | FY 2024-25 | 20th of next month | Not Applicable |
| GSTR-9 (Annual Return) | FY 2024-25 | 31 Dec 2025 | Not Applicable |
✓
No GST compliance issues detected. GST threshold: ₹20L for services. Your income is below mandatory registration threshold.
OLD REGIME
Traditional Tax Regime
—
Refund: —
✓ 80C: —
✓ 80D: —
✓ Standard: ₹50,000
✗ Higher tax burden
NEW REGIME ✓ RECOMMENDED
New Tax Regime 2024-25
—
Refund: —
💰 Computing...
✓ Standard: ₹75,000 (higher)
✓ Lower slab rates
✓ Simplified filing
✓ Savings computing...
🤖
Claude AI — Regime Analysis
Analyzing optimal tax regime for your income profile…
| Parameter | Old Regime | New Regime | Better For You |
|---|---|---|---|
| Standard Deduction | ₹50,000 | ₹75,000 | New +₹25,000 |
| 80C Deduction | ₹1,50,000 | Not Allowed | Old (if invested) |
| 80D Deduction | ₹25,000 | Not Allowed | Old (if invested) |
| Tax on ₹4L–₹8L slab | 20% | 5% | New Regime |
| Tax on ₹8L–₹12L slab | 20–30% | 10% | New Regime |
| Total Tax Liability | — | — | — |
| TDS Refund | — | — | — |
| AI RECOMMENDATION | Awaiting analysis — upload documents to compute | ||
⬇
All PDFs are generated locally with your real extracted data and branded with KG Finvest details. Tax Computation PDF is the key document to use while filing on incometax.gov.in.
🤖 AI COMPLIANCE ALERTS & OBSERVATIONS
🔍
AI analysis running — compliance alerts will appear here based on your actual documents.
✓
PAN linked with Aadhaar. e-Verification eligible via Aadhaar OTP.
⚠
Home loan interest certificate not uploaded. If applicable, upload for Section 24(b) deduction.
🔐 Security & Privacy: AI-assisted tax analysis, filing preparation, and guided self-filing. Final ITR submission, login, OTP verification are completed directly by you on incometax.gov.in. This platform never collects or stores your passwords or OTPs.
Step 5 of 7 — Filing Readiness70%
🤖
KG Finvest AI
Your AI analysis is complete! 🚀 Review your Filing Readiness Score below. Proceed to the portal guide to file directly on incometax.gov.in. 📱
📊
Step 5 — AI Filing Readiness Dashboard
KGF-AY26-XXXX · ITR-1 · AY 2025–26
0
READINESS
🟢 Ready to File
Primary documents verified. 2 items need clarification.
Review Complete ·
Suggested Form
—
Pending analysis
Regime
—
Pending analysis
Tax Liability
—
New regime
Estimated Refund
—
TDS excess paid
FILING CHECKLIST
✓
AI Review Complete
P&L · Balance Sheet · Tax Computation · Regime Comparison all done
✓
Documents Uploaded
AI OCR categorized · AIS vs 26AS mismatch flagged
✓
Payment Confirmed
Invoice emailed · WhatsApp sent · AI analysis unlocked
→
Ready for Submission
Follow the AI portal guide and file directly on incometax.gov.in
6
Your Self-Submission
Login · Enter AI-prepared values · Enter your Aadhaar OTP personally
7
ITR Filed Successfully ✓
Download ITR-V · Acknowledgement stored · Refund — in 15–45 days
✓
PAN-Aadhaar linked. e-Verify via Aadhaar OTP which you enter personally.
🔐 Your OTP is yours alone. This platform will never ask for your Aadhaar OTP or portal password. You log in directly and enter OTP yourself on incometax.gov.in.
Step 6 of 7 — AI Portal Guide85%
🤖
KG Finvest AI — Filing Copilot
Here is your complete step-by-step guide for filing on incometax.gov.in! All values are AI-prepared from your documents. You login, you verify, you submit. Your OTP stays with you. 📋
🏛
Step 6 — AI Portal Filing Guide (You File Directly)
14-step walkthrough · AI-prepared values · Official IT portal
🌐 incometax.gov.in — Step-by-Step
1
Open Income Tax Portal
Open incometax.gov.in in Chrome. Disable pop-up blocker. Click "Login" (top-right).
🌐 Chrome recommended
2
Login with Your PAN
PAN as User ID → Password → Captcha → Continue. OTP sent to Aadhaar-linked mobile. You enter this OTP yourself — never share it.
🔐 PAN is your User ID
3
Navigate to File ITR
e-File → Income Tax Returns → File Income Tax Return. Check "Pending Actions" for notices.
📊 e-File → ITR → File
4
Select AY & Mode
Assessment Year: AY 2025-26 → Filing Type: "Original" → Mode: Online → Continue.
📅 AY 2025-26 · FY 2024-25
5
Select ITR Form
AI pre-selected: ITR-1 (Salaried, income up to ₹50L). Click "Let's Get Started".
📋 ITR-1 (Sahaj)
6
Select New Tax Regime
AI recommends New Regime — saves ₹13,239 (refund ₹17,091 vs ₹3,852 under Old Regime). Select "New Tax Regime 2023" on portal.
💰 New Regime saves ₹13,239
7
Verify Pre-filled Salary
Portal pre-fills from Form 16. Verify: Gross Salary as per Form 16 · Standard Deduction ₹75,000 · Net Salary as per Form 16.
8
Enter Other Income
Interest income: as per AIS (use AIS figure — NOT 26AS if they differ). Capital gains (STCG/LTCG): enter in Schedule CG.
Use AIS figure for interest
9
Verify TDS Credits
TDS ₹50,750 across employers (Schedule TDS1). Cross-check with 26AS. Mismatch: ₹2,700 interest — resolved by using AIS figure.
10
Tax Summary & Refund
Portal shows: Tax ₹33,659 · TDS ₹50,750 · Refund ₹17,091. Ensure bank account is pre-validated for refund credit.
💰 Refund: ₹17,091
11
Preview & Validate
Click "Preview & Submit". Review all entries carefully. Check declarations. Validate JSON/XML generated by portal.
12
Submit ITR
Click "Submit". Your Acknowledgement Number (ITR-V) is generated. Note it down immediately.
📄 Save ITR-V number
13
e-Verify (Your Aadhaar OTP)
e-Verify via Aadhaar OTP → OTP sent to Aadhaar-linked mobile → You enter it yourself. Never share this OTP. Must complete within 30 days.
🔐 Your OTP — Never share
14
Download ITR-V & Mark Filed
Download ITR-V from portal. Email confirmation from IT Department follows. Refund ₹17,091 in 15–45 days. Come back to complete Step 7!
✅ Filing Complete
Step 7 of 7 — Filed!100%
✅
ITR Filed Successfully!
Income Tax Return submitted directly by you on incometax.gov.in
Refund of ₹— will be credited within 15–45 days.
Refund of ₹— will be credited within 15–45 days.
ITR-V Acknowledged · KG Finvest Case Closed ✓
📋
Filing Summary
Your complete record
Assessment YearAY 2025-26
ITR FormITR-1 (Sahaj)
Tax RegimeNew Regime ✓
Total Income—
Tax Paid (TDS)—
Refund Due—
📅
What's Next?
After ITR filing
🏦 Refund: ₹— credited to your bank within 15–45 days. Check on IT portal under "Refund Status".
📧 ITD Processing: Intimation u/s 143(1) within 30–60 days by email.
📄 Documents: Keep ITR-V, Form 16s, and bank statements for 7 years.
🔔 Next Year: WhatsApp reminder in April for !
⭐⭐⭐⭐⭐
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