AI-assisted · before you apply

Know where you stand before the lender does.

Most loan applications stall on eligibility, not intent. Our AI-powered reports read your income, obligations, and existing loans the way a lender would — so you walk in prepared, not hopeful.

View the two reports Apply for Loan Now Online — Free

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Sample eligibility read-out FOIR-based

FOIR

41%

Est. EMI capacity

₹38,200

Your actual report will use your real income and obligation data.

The reports

Two reports. One goal — a stronger application.

Choose the one that matches your situation, or run both for a complete picture of your borrowing position.

Report A

AI Loan Eligibility Report

Before applying for a loan, it helps to understand how a lender may size up your profile. This report gives you that structured assessment in advance.

₹499+ GST

Income & affordability analysis
FOIR (Fixed Obligation to Income Ratio)
Estimated borrowing capacity & EMI
Indicative interest rate range
Documentation checklist & eligibility notes
Suggestions to strengthen your application

Suitable for

First-time borrowers Home loan applicants Mortgage applicants Business loan applicants Planning ahead

Report B

AI Debt Consolidation Report

Juggling several EMIs strains monthly cash flow. This report reviews your existing loans and flags where consolidation or a balance transfer may help.

₹999+ GST

Complete EMI & existing loan review
Debt burden assessment
FOIR & affordability analysis
Balance transfer & consolidation feasibility
Estimated post-consolidation EMI scenarios
Personalized recommendations

Suitable for

Multiple EMIs Lower repayment seekers Balance transfer applicants Mortgage customers Business owners

New · for salaried employees

ITR Filing — done for you, starting at ₹299

Skip the confusing forms. Share your Form 16 and a few details, verify your email, and our team takes it from there.

For salaried individuals with Form 16
Upload documents securely, right from your phone
Email OTP verification for your submission

Start ITR Filing — ₹299

₹299 salaried employees

You'll need Form 16 · PAN · Aadhaar · Bank details

Why KG Finvest

An advisory layer between you and the lender.

AI-assisted analysis

Your inputs are processed against standard lending metrics to produce a structured, readable report.

Professional advisory approach

Reports are written to be shown to a lender or used to organize your own documentation.

Personalized recommendations

Suggestions are drawn from the numbers you provide, not a generic template.

Secure handling

Your financial information is used only to generate your report and is handled confidentially.

Easy online process

Pay, receive your PDF by email, and download it again any time from a secure link.

Get your report

Choose a report and pay securely.

Pick a report, pay via UPI or bank transfer, then submit your UTR for verification — you'll get your report link once payment is confirmed.

Order summary

Select a report to continue

Total payable (incl. 18% GST) ₹588.82

Your name Your email

Recommended

Pay by UPI QR

Scan with any UPI app — GPay, PhonePe, Paytm, or your bank's app.

UPI ID: kgfinvest.4419@uboi

UTR / Transaction ID (from your UPI app)

Found in your UPI app's payment history, right after paying.

Pay by bank transfer

NEFT / IMPS / RTGS directly to our account. Use your name as the payment reference.

Account nameKG FINVEST

Account no.139911010000105

IFSCUBIN0813991

Bank & branchUnion Bank of India, Alwal Branch

Branch addressMedchal-Malkajgiri, Telangana – 500010

UTR / Reference number (from your bank)

Found in your bank's transaction history or transfer receipt.

Pay directly via UPI or bank transfer, then submit your UTR/reference — we don't collect or store any card details on this page.

One last step to access your report

Application ID—

UTR / reference submitted—

Please email a screenshot of your payment receipt to kgfinvest6@gmail.com, along with your Application ID shown above, for our records. Then continue to your report tool below.

Email payment receipt screenshot Continue to your report →

Important disclaimer — please read

KG Finvest is not a lender and does not guarantee loan approval, sanction, disbursal, or any specific lending terms. The AI Loan Eligibility Report and AI Debt Consolidation Report are advisory and informational tools only, generated from the data you provide. They do not constitute financial, legal, or credit advice, and they are not a loan offer, pre-approval, or commitment of any kind from KG Finvest or any bank or NBFC.

Actual loan eligibility, approval, loan amount, interest rate, tenure, and all other lending terms are determined solely by the respective lender, at its sole discretion, after its own independent credit assessment, KYC, documentation verification, and applicable internal policies. Estimates such as FOIR, EMI capacity, and interest rate ranges shown in your report and on this page are indicative only and may differ materially from a lender's final offer. KG Finvest does not directly lend funds, does not influence a lender's credit decision, and is not liable for any rejection, delay, or unfavorable terms on a loan application. Report fees are non-refundable once the report has been generated, and by purchasing you acknowledge and accept these terms.

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