Become an independent KG Finvest agent across Mutual Funds, Insurance, Loans and NPS. Every rate you're offered is versioned and time-stamped — the percentage you accept is the percentage that's honoured, permanently tied to your agreement.
KG Finvest's own lead-generation tools are tuned to find exactly this customer: someone carrying a home loan, LAP or a mix of EMIs who's a candidate for a better single facility. That's live demand you step into on day one.
Purchase and balance-transfer home loans across KG Finvest's lender panel — the single largest referral category and the easiest first conversation to start.
Loan Against Property for business owners and self-employed customers looking to unlock capital against a property they already hold.
Customers juggling several running loans are actively identified for you through KG Finvest's own AI lead-finding tools — you bring the relationship, we help surface who to call.
Restructure scattered personal loans, credit cards and EMIs into one facility with a lower blended outgo — a straightforward pitch with a clear before/after for the customer.
Loans open the door — these four are what turn a one-time referral into a customer you serve every year.
Term/Life, Health and Motor at 20% / 20% / 15% of the commission KG Finvest actually receives, plus other General Insurance lines — under a single IRDAI-linked agent relationship.
20% of the Regular Plan trail commission KG Finvest actually receives — a SIP relationship pays you every year it stays active, not just once at sign-up.
Enrol customers into the National Pension System under KG Finvest's RM code — a retirement-focused product that builds a lasting advisory relationship.
KG Finvest's own filing service — starting at ₹299 flat for salaried returns — gives you a once-a-year, no-excuses reason to reconnect with every customer in your book.
Most agent programmes ask you to trust a number someone quoted you once. This one is designed so you never have to.
Every rate you're shown carries a version number. When you accept your agreement, that exact version is sealed against your record — later rate changes never apply retroactively to you.
Operate across Mutual Funds, Insurance, Home Loans, LAP, Personal and Vehicle Loans, and NPS under a single agent relationship instead of juggling separate empanelments.
From submission through KYC, review, approval and activation, you get a reference number and a status you can look up any time — not a phone call you're waiting on.
KYC includes a live camera capture, not a gallery upload — a small step that keeps the whole agent base cleaner and protects your own identity from being used elsewhere.
You're appointed as an independent agent, not an employee. Work it alongside your existing profession, on your own schedule and in your own coverage area.
Lead ownership, duplicate claims and clawback conditions are written into the agreement upfront — no ambiguity about when a referral does or doesn't count.
Every stage is logged. You can see where your application stands at any point.
Basic details, professional background and the products you want to sell — about 10 minutes on your phone.
PAN, ID proof, address proof and a live photograph, uploaded securely from the same session.
Read the agreement and current rate card, verify with an OTP, and accept — your acceptance is timestamped and sealed.
Once approved, your agreement PDF and Agent ID are generated and you're ready to start referring business.
Rates are set and published by KG Finvest and can change over time — but the version you personally accept is the one that governs your commission, permanently.
| Product | Basis | Rate |
|---|---|---|
| Home Loan | % of disbursed amount | 0.30% |
| Mortgage / LAP | % of disbursed amount | 0.50% |
| Personal Loan | % of disbursed amount | 0.50% |
| Business Loan | % of disbursed amount | 0.50% |
| Term / Life Insurance | % of commission received by KG Finvest | 20% |
| Health Insurance | % of commission received by KG Finvest | 20% |
| Motor Insurance | % of commission received by KG Finvest | 15% |
| Other General Insurance | % of commission received by KG Finvest | 15% |
| Mutual Funds — Regular Plan Trail | % of trail commission received by KG Finvest | 20% |
| NPS | % of eligible commission/incentive received by KG Finvest | 20% |
Applications take about ten minutes. You'll have a reference number before you close the tab.
Start your application →