Step 1 of 7 — Registration14%
🤖
KG Finvest AI Assistant
Welcome! I’m your AI Tax Filing Copilot powered by Claude. I’ll guide you through every step — P&L generation, tax computation, AIS vs 26AS verification, regime comparison, and a full PDF report. Let’s start with your details. 😊
👤
Step 1 — Personal Registration
All fields required. Data encrypted end-to-end.
Step 2 of 7 — Document Upload28%
🤖
KG Finvest AI Assistant
Great, friend! Upload your tax documents. Claude AI will OCR-extract, classify income, categorize expenses, and perform AIS vs 26AS cross-verification automatically. More documents = higher accuracy! 📄
📂
Step 2 — Document Upload & AI OCR
PDF/JPG/PNG · Max 10MB · Auto-categorized by Claude AI
☁️
Drag & Drop or Click to Upload
AIS · 26AS · Form 16 · Bank Statements · GST Returns · Capital Gains · MF Statements · Business Expenses · Loan Certificates
TICK DOCUMENTS YOU ARE PROVIDING
📋 Form 16
📄 AIS
📑 Form 26AS
🏦 Bank Stmt
📈 Capital Gains
🏛 MF Statement
🏠 Home Loan Cert
🛡 Insurance
💝 Donation 80G
🏘 Rent Receipt
💼 Business P&L
📊 GST Returns
ℹ
AI OCR runs after upload. AIS vs 26AS mismatches flagged automatically. Missing documents highlighted in AI Analysis step.
Step 3 of 7 — Payment42%
🤖
KG Finvest AI Assistant
Documents received! 🎉 After payment, Claude AI generates: P&L Statement · Balance Sheet · Tax Computation · GST Summary · AIS vs 26AS mismatch report · Old vs New regime comparison · Compliance risk score · PDF Summary Report. Choose your payment method.
💳
Step 3 — Secure Payment
100% secure · GSTIN: 36AEIPR0022H1ZR
BusinessKG Finvest · GSTIN: 36AEIPR0022H1ZR
ITR Filing Service₹1,499
GST @ 18%₹270
Convenience Fee₹0
Total Payable₹1,769
CHOOSE PAYMENT METHOD
After Payment — AI Auto-Actions
✅ Payment verified & linked to your case
✅ GST Invoice auto-generated & emailed
✅ WhatsApp confirmation sent instantly
✅ Claude AI begins OCR & income extraction
✅ Auto P&L & Balance Sheet generated
✅ AIS vs 26AS mismatch check runs
✅ Old vs New regime comparison computed
✅ Compliance risk score calculated
✅ PDF Summary Report generated
✅ ITR recommendation finalized
Step 4 of 7 — AI Analysis56%
🤖
KG Finvest AI — Tax Analysis Engine
Analyzing your tax documents… Cross-verifying AIS, 26AS, Form 16. Classifying income, categorizing deductions, running compliance checks. 🔍
🤖
Step 4 — Full AI Tax Analysis
P&L · Balance Sheet · Tax Computation · GST Summary · Compliance Alerts · Regime Comparison · PDF Report
78
READINESS
Filing Readiness: Good ✓
Primary documents verified. AI analysis complete.
Completed ·
Gross Salary
₹8,40,000
Form 16
Interest Income
₹22,500
AIS ⚠ Mismatch
Capital Gains (STCG)
₹14,800
Broker Stmt
Total Deductions
₹2,25,000
80C+80D+Std
Tax Liability (New)
₹33,659
After TDS
Estimated Refund
₹17,091
TDS excess
INCOME
| Income Head | Source | Amount (₹) | Status |
|---|---|---|---|
| Gross Salary | Form 16 / Employer | 8,40,000 | ✓ Verified |
| Interest Income (FD/SB) | AIS / Bank Stmt | 22,500 | ⚠ AIS Mismatch |
| Short-term Capital Gains | Broker Statement | 14,800 | ✓ Verified |
| Dividend Income | AIS | 0 | N/A |
| GROSS TOTAL INCOME | 8,77,300 | ||
DEDUCTIONS
| Section | Description | Amount (₹) | Status |
|---|---|---|---|
| Section 80C | PF + ELSS + LIC Premium | 1,50,000 | ✓ Max Claimed |
| Section 80D | Health Insurance Premium | 25,000 | ✓ Verified |
| Standard Deduction | Salaried (New Regime: ₹75,000 / Old: ₹50,000) | 75,000 | ✓ Auto-applied |
| TOTAL DEDUCTIONS | 2,25,000 / 2,50,000 | ||
NET TAXABLE INCOME
| Net Taxable Income (Old Regime) | ₹6,52,300 |
| Net Taxable Income (New Regime) | ₹8,02,300 |
ℹ
P&L generated from AI extraction of Form 16, AIS, and uploaded documents. AI estimates marked — verify against actual documents before filing. Never fabricated values.
ASSETS (AI Estimated)
| Asset | Value (₹) |
|---|---|
| Bank Balance (SB + FD) | 3,45,000 |
| Equity Mutual Funds | 2,18,500 |
| EPF Balance | 4,62,000 |
| PPF / ELSS / LIC | 1,50,000 |
| Insurance Surrender Value | 75,000 |
| TDS Refund Receivable | 17,091 |
| TOTAL ASSETS | ₹12,67,591 |
LIABILITIES
| Liability | Value (₹) |
|---|---|
| Advance Tax Payable | 0 |
| Self-Assessment Tax | 0 |
| Interest Payable (234A/B/C) | 0 |
| Home Loan Outstanding | — (Not uploaded) |
| TOTAL LIABILITIES | ₹0 |
ESTIMATED NET WORTH
₹12,67,591
AI estimated · Disclosed assets only
⚠
Balance Sheet is AI-estimated from available documents. Physical assets, undisclosed liabilities, and non-financial assets are not included. Marked as AI Estimate — consult a CA for a comprehensive balance sheet.
OLD REGIME COMPUTATION
| Gross Total Income | ₹8,77,300 |
| Less: 80C + 80D + Standard | −₹2,25,000 |
| Net Taxable Income | ₹6,52,300 |
| Up to ₹2,50,000 @ 0% | ₹0 |
| ₹2,50,001–₹5,00,000 @ 5% | ₹12,500 |
| ₹5,00,001–₹6,52,300 @ 20% | ₹30,460 |
| Cess @ 4% | ₹1,718 |
| STCG Tax @ 15% | ₹2,220 |
| Total Tax (Old Regime) | ₹46,898 |
| Less: TDS Deducted | −₹50,750 |
| Refund (Old) | ₹3,852 |
NEW REGIME — RECOMMENDED ✓
| Gross Total Income | ₹8,77,300 |
| Less: Standard Deduction (New) | −₹75,000 |
| Net Taxable Income | ₹8,02,300 |
| Up to ₹3,00,000 @ 0% | ₹0 |
| ₹3,00,001–₹7,00,000 @ 5% | ₹20,000 |
| ₹7,00,001–₹8,02,300 @ 10% | ₹10,230 |
| Cess @ 4% | ₹1,209 |
| STCG Tax @ 15% | ₹2,220 |
| Total Tax (New Regime) | ₹33,659 |
| Less: TDS Deducted | −₹50,750 |
| Refund (New) ✓ Recommended | ₹17,091 |
💡
AI Recommendation: New Tax Regime saves ₹13,239 more (refund ₹17,091 vs ₹3,852 under Old Regime). New Regime is the default for AY 2025-26. Strongly recommended for your income profile.
ℹ
GST Summary is primarily for business/professional taxpayers. For salaried individuals, this shows KG Finvest service GST details and GST compliance status.
GST ANALYSIS
| Component | GSTIN | Amount (₹) | Status |
|---|---|---|---|
| KG Finvest Filing Fee | 36AEIPR0022H1ZR | 1,499 | ✓ ITR Service |
| GST @ 18% on Filing Fee | 36AEIPR0022H1ZR | 270 | ✓ Invoiced |
| Input Tax Credit (if GST-reg.) | — | N/A | Salaried |
| TOTAL GST PAID | ₹270 |
GST FILING STATUS
| Return Type | Period | Due Date | Status |
|---|---|---|---|
| GSTR-1 (Outward Supplies) | FY 2024-25 | 11th of next month | Not Applicable |
| GSTR-3B (Monthly Summary) | FY 2024-25 | 20th of next month | Not Applicable |
| GSTR-9 (Annual Return) | FY 2024-25 | 31 Dec 2025 | Not Applicable |
✓
No GST compliance issues detected. GST threshold: ₹20L for services. Your income is below mandatory registration threshold.
OLD REGIME
Traditional Tax Regime
₹46,898
Refund: ₹3,852
✓ 80C: ₹1,50,000
✓ 80D: ₹25,000
✓ Standard: ₹50,000
✗ Higher tax burden
NEW REGIME ✓ RECOMMENDED
New Tax Regime 2024-25
₹33,659
Refund: ₹17,091
💰 Save ₹13,239
✓ Standard: ₹75,000 (higher)
✓ Lower slab rates
✓ Simplified filing
✓ ₹13,239 more refund
🤖
Claude AI — Regime Analysis
Analyzing optimal tax regime for your income profile…
| Parameter | Old Regime | New Regime | Better For You |
|---|---|---|---|
| Standard Deduction | ₹50,000 | ₹75,000 | New +₹25,000 |
| 80C Deduction | ₹1,50,000 | Not Allowed | Old (if invested) |
| 80D Deduction | ₹25,000 | Not Allowed | Old (if invested) |
| Tax on ₹5L–₹10L slab | 20% | 10% | New Regime |
| Total Tax Liability | ₹46,898 | ₹33,659 | New saves ₹13,239 |
| TDS Refund | ₹3,852 | ₹17,091 | New +₹13,239 |
| AI RECOMMENDATION | FILE UNDER NEW REGIME — ₹17,091 REFUND | ||
📄
PDF Report Ready to Generate
Click Generate AI PDF Report above. Includes P&L, Tax Summary, AIS mismatch, regime comparison, compliance alerts, and filing checklist — with KG Finvest branding.
🤖 AI COMPLIANCE ALERTS & OBSERVATIONS
⚠
Mismatch Detected: Interest income — AIS: ₹22,500 vs Form 26AS: ₹19,800 — difference ₹2,700. Use AIS figure (₹22,500). Verify with bank before filing.
✓
TDS credit ₹50,750 verified across employers. No discrepancies found.
✓
PAN linked with Aadhaar. e-Verification eligible via Aadhaar OTP.
💡
Regime Savings: New Tax Regime recommended — saves ₹13,239 vs Old Regime. Refund: ₹17,091.
⚠
Home loan interest certificate not uploaded. If applicable, upload for Section 24(b) deduction.
🔐 Security & Privacy: AI-assisted tax analysis, filing preparation, and guided self-filing. Final ITR submission, login, OTP verification are completed directly by you on incometax.gov.in. This platform never collects or stores your passwords or OTPs.
Step 5 of 7 — Filing Readiness70%
🤖
KG Finvest AI
Your AI analysis is complete! 🚀 Review your Filing Readiness Score below. Proceed to the portal guide to file directly on incometax.gov.in. 📱
📊
Step 5 — AI Filing Readiness Dashboard
KGF-AY26-XXXX · ITR-1 · AY 2025–26
78
READINESS
🟢 Ready to File
Primary documents verified. 2 items need clarification.
Review Complete ·
Suggested Form
ITR-1
Salaried
Regime
New Regime
Saves ₹13,239
Tax Liability
₹33,659
New regime
Estimated Refund
₹17,091
TDS excess paid
FILING CHECKLIST
✓
AI Review Complete
P&L · Balance Sheet · Tax Computation · Regime Comparison all done
✓
Documents Uploaded
AI OCR categorized · AIS vs 26AS mismatch flagged
✓
Payment Confirmed
Invoice emailed · WhatsApp sent · AI analysis unlocked
→
Ready for Submission
Follow the AI portal guide and file directly on incometax.gov.in
6
Your Self-Submission
Login · Enter AI-prepared values · Enter your Aadhaar OTP personally
7
ITR Filed Successfully ✓
Download ITR-V · Acknowledgement stored · Refund ₹17,091 in 15–45 days
⚠
Mismatch: Use AIS interest figure ₹22,500 (not 26AS ₹19,800) on the portal.
✓
PAN-Aadhaar linked. e-Verify via Aadhaar OTP which you enter personally.
🔐 Your OTP is yours alone. This platform will never ask for your Aadhaar OTP or portal password. You log in directly and enter OTP yourself on incometax.gov.in.
Step 6 of 7 — AI Portal Guide85%
🤖
KG Finvest AI — Filing Copilot
Here is your complete step-by-step guide for filing on incometax.gov.in! All values are AI-prepared from your documents. You login, you verify, you submit. Your OTP stays with you. 📋
🏛
Step 6 — AI Portal Filing Guide (You File Directly)
14-step walkthrough · AI-prepared values · Official IT portal
🌐 incometax.gov.in — Step-by-Step
1
Open Income Tax Portal
Open incometax.gov.in in Chrome. Disable pop-up blocker. Click “Login” (top-right).
🌐 Chrome recommended
2
Login with Your PAN
PAN as User ID → Password → Captcha → Continue. OTP sent to Aadhaar-linked mobile. You enter this OTP yourself — never share it.
🔐 PAN is your User ID
3
Navigate to File ITR
e-File → Income Tax Returns → File Income Tax Return. Check “Pending Actions” for notices.
📊 e-File → ITR → File
4
Select AY & Mode
Assessment Year: AY 2025-26 → Filing Type: “Original” → Mode: Online → Continue.
📅 AY 2025-26 · FY 2024-25
5
Select ITR Form
AI pre-selected: ITR-1 (Salaried, income up to ₹50L). Click “Let’s Get Started”.
📋 ITR-1 (Sahaj)
6
Select New Tax Regime
AI recommends New Regime — saves ₹13,239 (refund ₹17,091 vs ₹3,852 under Old Regime). Select “New Tax Regime 2023” on portal.
💰 New Regime saves ₹13,239
7
Verify Pre-filled Salary
Portal pre-fills from Form 16. Verify: Gross Salary ₹8,40,000 · Standard Deduction ₹75,000 · Net Salary ₹7,65,000.
8
Enter Other Income
Interest income: ₹22,500 (use AIS figure — NOT the 26AS ₹19,800). STCG equity: ₹14,800 in Schedule CG.
⚠ Use AIS: ₹22,500
9
Verify TDS Credits
TDS ₹50,750 across employers (Schedule TDS1). Cross-check with 26AS. Mismatch: ₹2,700 interest — resolved by using AIS figure.
10
Tax Summary & Refund
Portal shows: Tax ₹33,659 · TDS ₹50,750 · Refund ₹17,091. Ensure bank account is pre-validated for refund credit.
💰 Refund: ₹17,091
11
Preview & Validate
Click “Preview & Submit”. Review all entries carefully. Check declarations. Validate JSON/XML generated by portal.
12
Submit ITR
Click “Submit”. Your Acknowledgement Number (ITR-V) is generated. Note it down immediately.
📄 Save ITR-V number
13
e-Verify (Your Aadhaar OTP)
e-Verify via Aadhaar OTP → OTP sent to Aadhaar-linked mobile → You enter it yourself. Never share this OTP. Must complete within 30 days.
🔐 Your OTP — Never share
14
Download ITR-V & Mark Filed
Download ITR-V from portal. Email confirmation from IT Department follows. Refund ₹17,091 in 15–45 days. Come back to complete Step 7!
✅ Filing Complete
Step 7 of 7 — Filed!100%
✅
ITR Filed Successfully!
Income Tax Return submitted directly by you on incometax.gov.in
Refund of ₹17,091 will be credited within 15–45 days.
Refund of ₹17,091 will be credited within 15–45 days.
ITR-V Acknowledged · KG Finvest Case Closed ✓
📋
Filing Summary
Your complete record
Assessment YearAY 2025-26
ITR FormITR-1 (Sahaj)
Tax RegimeNew Regime ✓
Total Income₹8,77,300
Tax Paid (TDS)₹50,750
Refund Due₹17,091
📅
What’s Next?
After ITR filing
🏦 Refund: ₹17,091 credited to your bank within 15–45 days. Check on IT portal under “Refund Status”.
📧 ITD Processing: Intimation u/s 143(1) within 30–60 days by email.
📄 Documents: Keep ITR-V, Form 16s, and bank statements for 7 years.
🔔 Next Year: WhatsApp reminder in April 2026 for AY 2026-27!
⭐⭐⭐⭐⭐
Rate Your Experience
Help us improve for lakhs of taxpayers
Action completed
🤖
AI
KG Finvest · www.kgfinvest.com · MFD ARN 301473 · GSTIN: 36AEIPR0022H1ZR · Hyderabad
This platform uses Claude AI by Anthropic for tax analysis, P&L generation, filing preparation, and guided self-filing. Final ITR submission is completed directly by the customer on incometax.gov.in. The platform never collects or stores passwords or OTPs.
This platform uses Claude AI by Anthropic for tax analysis, P&L generation, filing preparation, and guided self-filing. Final ITR submission is completed directly by the customer on incometax.gov.in. The platform never collects or stores passwords or OTPs.